(3) Those whose good and bad Sanskaras almost balance each other but are not equal, (because in that case such a soul would become free at once) immediately take bodies again.

It has already been explained that the purpose or the goal of creation has been to create "consciousness". By the process of gradual evolution the goal has been attained in human form where there is full and complete consciousness; but during the evolutionary state a new set of Sanskaras also gets attached or comes into existence. Now from here onwards the immediate and main object becomes the annihilation of Sanskaras . The different states after death only help in spending out the Sanskaras good or bad. The complete annihilation of Sanskaras and thereby freedom is attained in the gross body only.

(4) (a) Take the case of a man who has accumulated a large proportion of good Sanskaras and a very few bad Sanskaras. After disembodiment, with the help of the subtle body, he experiences or enjoys a state called Jannat or Paradise (good dreams). In such a state his sensibility to or capacity for enjoyment is increased tenfold and the capacity for suffering as the result of a few of his bad Sanskaras, is decreased ten times in inverse proportion. That means there is practically no suffering and all enjoyment. Thus he spends out his good and a few bad Sanskaras, but the impressions remain and it is these impressions that impel him to take another body. The next body is however determined by the few unspent bad Sanskaras.

(b) In the case of one who has got to his credit a good amount of bad Sanskaras and very few good Sanskaras, he experiences a state with his subtle body calls 'Hell', where his susceptibility to suffering is increased tenfold and inversely the susceptibility to enjoyment is decreased in that proportion. That is, it is all suffering for him, whereby the bad Sanskaras are spent, and the impressions left over impel him to take another body which is determined by the few unspent Sanskaras.

Here it is necessary to explain as to what is meant by the susceptibility to pain or pleasure. A man possesses a certain taste or enjoyment for drinking. As a result of good Sanskaras, in heaven, this taste of drinking is enhanced or intensified tenfold and likewise in hell the susceptibility to pain or suffering is increased tenfold.

From the fourth category of persons possessing either many good Sanskaras or many bad Sanskaras, is derived a class of 'suspended' ones, because of having left their gross body for any reason whatsoever before their proper time. Such disembodied souls neither go upwards, nor downwards, or take immediate birth, nor experience the states called Heaven or Hell, as others do in the ordinary course. They remain suspended, neither here nor there. Since no entry is possible before time to any of the above four states after death, they remain much nearer to the physical plane, and being impelled by the desires and longings of the physical life, try to possess a human body having some sort of affinity to them.

Supposing one who on the basis of Sanskaras is eligible for heaven, dies accidentally before time or commits suicide, such a one remains suspended near the gross plane, and if he tries to come into contact with any human being he does not harm him. But if one who in the ordinary course is doomed for hell, dies before his time, such a suspended soul proves a source of harm and pain when coming into contact with human beings on the physical plane. In common parlance such are called spirits or ghosts.

Good spirits try to approach and serve a Sadguru and it is only the Sadguru who brings about their liberation after many cycles of time. The bad spirits keep as far away as possible from a Sadguru.